Software Engineer, Backend, Credit
- Hybrid
- Full-time
- Senior
- Posted yesterday
- Listed here until Dec 11, 2026
$189K to $330K a year as published by the employer
Applications are completed on the employer's own site.
Summary
Engineer systems that manage credit lifecycles and influence billions in annual payment volume.
About this role
Software Engineer, Backend, Credit
Ramp
New York, NY (HQ)
Ramp is building the smart infrastructure for finance teams, embedded in the transaction flow of every dollar a business spends. We automate how over $275B in annualized spend flows in and out of 85,000+ companies: authorizing payments, flagging risk, categorizing spend, and closing books.
Location : New York, NY (HQ)
Compensation : 189,000–330,000 USD / year
Source checked : November 11, 2026
✦ Source
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Aptiora lists this role from Ramp Careers. Applications go directly to the employer.
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▣ About the role
Ramp is building the smart infrastructure for finance teams, embedded in the transaction flow of every dollar a business spends. We automate how over $275B in annualized spend flows in and out of 85,000+ companies: authorizing payments, flagging risk, categorizing spend, and closing books.
▤ Preferred, not required
- Experience leveraging AI/LLMs for development or for internal workflows.
- Interest in financial optimization problems.
- Willingness to learn and move fast while holding the bar on correctness.
- Defensive programming aptitude.
- Experience using feature stores, rule engines, and ML platforms in production.
☑ Eligibility and how to apply
- About the Role The Credit Engineering team builds the systems that enable Ramp to manage credit lifecycles for businesses end-to-end, from initial underwriting through ongoing portfolio strategy optimization. As an engineer on Credit, you’ll own systems that influence $100+ billion in annual payment volume through millions of decisions across our product stack in support of the most ambitious FinTech portfolio...
✦ Conditions and benefits stated
- Benefits available to all full-time Ramp employees (Global) Flexible PTO Centralized home-office equipment ordering Health and wellness stipend Budget for intra-office travel Weekly coffee stipend United States 100% medical, dental &
- Flexible PTO
- Centralized home-office equipment ordering
- Health and wellness stipend
- Budget for intra-office travel
- Weekly coffee stipend
Skills named in this posting
- Backend Development
- AI/LLMs
- Feature Stores
- Rule Engines
- ML Platforms
- Defensive Programming
About Aptiora
Ramp builds smart infrastructure for finance teams to automate payment flows and manage credit lifecycles for businesses.
- Financial Services
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